Start the New Year by Protecting Your Personal Info
Fraud continues to be a big problem and can happen through online purchases, phone calls, emails, and in-person scams. Security experts explain that we can prevent a lot of the fraudulent activity directed at us by adopting some commonsense guidelines. The Federal Trade Commission (FTC) says to shut down fraudulent schemes: Block unwanted calls and text messages. Do not give out your personal or financial information in response to a request you didn't expect. Resist the pressure to act immediately.
If you shop and log-on to other types of sites online, and if the company or organization offers it, take advantage of “dual-factor authentication.” It is easy to do and means that once you enter your user name and password, you will be sent a unique code via text or email that must be entered before you can access your account.
Other suggestions to protect personal information include taking a look at your Facebook “Settings & Privacy Checkup” The “easy-to-use wizard will guide you through settings that will enable you to lock your profile so that only your friends can see it — and scammers will be locked out.” When you use an online retailer for the first time, before you buy, do a quick google search using the words “scam or fraud” to see if anything comes up. Then take a look at their “About” page, contact info, address, phone number, etc. to see if they look legitimate. Another suggestion is to copy the front and back of every document and credit card you carry in your wallet so you can quickly contact the businesses or organizations to report a lost or stolen card.
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Source:
consumer.ftc.gov/articles/how-avoid-scam
aarp.org/money/scams-fraud/info-2020/tips-to-protect-yourself-from-fraud.html?intcmp=Outbrain&obref=obnetwork